Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Lucky for you, there some tips that could assist you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With the issue of account takeovers, it is easy for your card to get compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
As well, ensure that you file a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. You just get to their website and file your case. They will give you what we call a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more
Filing a report on the theft with the police is also essential. You will have more papers as evidence and the police have the ability to assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. No one can access your credit report if you do so. Again, call the main credit bureaus and make this request. . discover more
Always tighten the security of your accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.